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Bug Out (Emergency) Binder

Bug Out (Emergency) Binder

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A binder to help you organize all of your important documents in one place in case of an emergency. An emergency binder is an integral part of survival kit or bug out plan.

Here are some other ideas:

ADDRESSES:
ICE – In case of Emergency contacts
Name, Address, Phone #, Emails of Family, Friends, Business, Christmas card list Etc

AUTOMOBILE & VEHICLES:
Auto Policy, Insurance card on each car (copy)
Auto Loan documents (copy)
Copy of Title/or leases
Recreational Vehicle/Boat Titles/loans
Warranty, Record of Repairs

CHURCH:
Membership Records printout (copy) — Get from ward clerk
Important church certificates, ordinances, patriarchal blessings (copies)
RS phone Lists

EDUCATION:
Diplomas (copy)
Class Schedule (copy)
Map of school
School Calendar
Transcripts (copies)

EMPLOYMENT
Resume
Employment information, contracts
Retirement Pension, Profit Sharing plans
Wage Statement/copy most recent paycheck stub
Social Security Annual Statement

ESTATE PLANNING:
Advanced Directive, Durable power of attorney for Health Care
Financial Power of Attorney
Revocable Living Trust & Will
Final Instructions
Documentation of Prepaid fees to cemetery/funeral home & contracts

FAMILY
Individual Family Member Information:
Pictures of family members (current) (color copies)
Child ID, DNA
Adoption, Birth, Citizenship, Divorce, Marriage, Death Certificates (copies)
Drivers License (color copies)
Military Record of Service (copies)
Passports (color copies)
Social Security # cards (copies)

FINANCIAL:
Bank Name, Account # (deposit slips & business cards)
Credit cards, credit card info. if lost phone #’s (color copies)
Investments — Annuity contracts, Bonds, CD’s, IRA’S, Stock certificates
Mutual Funds, Money Markets
Safe Deposit box #, location, list of contents
Tax return (copies of last 3 yrs.)

GENEALOGY
Backup/Gedcom — on CD, floppy or flash drive
Printed copy of index, pedigree chart & family group sheets

HOME:
House & Car keys (copies)
Food Storage Inventory
Evacuation plan & escape routes
Record of home repairs, maintenance etc.

HOUSING
Appraisal (copy)
Mortgage statement (copy)
Deeds (copy)
Homeowners or Renters Insurance & coverage information (copy)
Property taxes bill (recent)
Land survey (copy)
Title policy (copy)
Home Inventory list, photos, video, & appraisals (copies)

INSURANCE
Disability Insurance
Life Insurance Policy
Long Term Care Insurance
Medicare/Medi-gap/Medicaid
Travel Insurance

MEDICAL
Business cards Dr. Hospitals, Ortho, Vetenerian, etc.
Dental Records (copies x-rays)
Health, Dental & Vision Insurance Cards
Copy of Health Insurance Policy
Immunizations for each family member
Medical History, list of Medications taken, copies of prescriptions for each family member
Pet Records

PHOTOS
CD, Memory Stick or Negatives of important pictures & keepsakes

 

 

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The Weakness of Our National Fuel Distribution System

The Weakness of Our National Fuel Distribution System

New York And New Jersey Continue To Recover From Superstorm Sandy

Did you know that we get all of our fuel from around 120 refineries scattered across the country?  These refineries are connected to pipelines that receive crude oil before being converted to various forms of fuel.  Everything from aviation fuel to diesel, heating oil and the gas that we use for our vehicles comes from these sources.  Our entire fuel distribution system is built on this foundation, and it’s more vulnerable than ever.

A Fire and Rising Prices

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When a fire occurs at a refinery, which happens on a pretty regular basis, it causes wild fluctuations in gas prices.  The refinery can be one side of the country and cause prices on the other side to go up dramatically.  The reason for this is that supplies need to be diverted from other refineries to offset the reduction in daily output, and this reduces what is available for everyone at any given point in time. 

The solution is to build more refineries, but both oil companies as well as the government do not want to do this because they are expensive to construct, and any additional output can cause fuel prices to drop.  The result is lower profits for everyone along the distribution chain, and nobody likes that idea.  Instead, companies reap huge profits when supplies are disrupted, and this is exactly what the system is designed to do.

Pipeline Destruction

The second most vulnerable weakness comes from our pipelines, which are surprisingly insecure.  Aside from pipelines that travel hundreds or thousands of miles, we get a lot of our oil from tankers that bring it to shore from other parts of the world.  All it takes is a natural disaster, or a coordinated act of sabotage or terror to cut oil off at the tap.  Furthermore, it can take weeks to months to get things repaired and operations moving normally.  In the meantime, our entire way of life can be severely disrupted.  Everything from the transport of consumer goods to food, water and medical supplies can come to a grinding halt.  This is not the stuff of conspiracy theories.  This is a risk that is very real and sooner or later will impact us once a disaster strikes. 

Terminal Facilities

Once oil is refined into fuel, it is delivered to terminal facilities that distribute it to local stations.  Airports, rail yards and your corner gas station all rely on these facilities to receive and send out fuel.  Fires as well as technical glitches to weather problems frequently cause distribution problems, and the result is that gas stations run dry.  While most problems are resolved in a day or two by bypassing the terminal that has been impacted, a large-scale crisis can have a knock-on effect that can paralyze the entire country. 

At the end of the day, we have enough reserves to keep us going for a few months.  However, the government will severely limit the amount of fuel that can be released on a daily basis to stretch supplies as far as possible.  Prices will skyrocket, rationing will take place and every aspect of our daily lives can come to a screeching halt in the blink of an eye.

Our dependence on this weak system of distribution and lack of reserves is something that we don’t really talk about or fully appreciate.  However, it is something that can easily be attacked, destroyed or compromised, and the consequences can ultimately have a long-term impact over how we live.  Always remember that we’re not just preparing for a natural or man-made disaster.  A disruption to fuel in this country can make access to food, water and medical care almost impossible for days or weeks following the event.  Remember that your bug out plans can also be severely-hampered by a fuel crisis. 

Consider how such a contingency can influence your preparedness efforts and adapt accordingly.  There’s a good chance that a fuel crisis may be the next SHTF situation that the United States faces, so it’s important to be ready for that eventuality.  Take time now to make adjustments, because when this happens, chances are that it will occur with little or no warning.

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